Debitize

Debitize lets you use any existing credit card like a debit card. Earn rewards and build credit without debt, interest, or late fees. It's the best of both worlds. Upgrade to Credit Optimizer and we'll automatically keep your credit utilization low to help boost your credit score even more.

Debitize is a personal finance app that lets you use any existing credit card like a debit card so you can earn rewards and build credit without the worries of debt, interest, or late fees. Debitize works by automatically withdrawing funds to cover your purchases every day - like a debit card - and pays your credit card bill, in full and on time.