End of year financial reflection: How would you grade your finances this year?

* What did you do well? -> Invested into me. * What did you not do well? -> Bought too many electronic devices. * Anything you're planning on changing for 2023? -> Invest more time, energy, and money into learning trading.

- I saved more than expected and made sure to prioritize my choices. - I did not account for such major delays in some of my investments (nor housing haha) so things slowed down a bit. - Hopefully getting point 2 sorted so I can get back on track!! 🙌🏼

* What did you do well? -> Sticking to my budget on monthly expenses. With a few exceptions * What did you not do well? -> Spent too much unnecessarily. Especially when I'm traveling. Booking flights and accommodation last minute make things a lot more expensive. And not investing. * Anything you're planning on changing for 2023? -> Staying in one place, having a routine, and an even tighter budget. And invest more.

* What did you do well? -> I spoke with a financial planner and budgeted a house * What did you not do well? -> I bought a house (I have no more money...) * Anything you're planning on changing for 2023? -> Max out my 401k again — my wife and I needed a slight cash boost in the short term and now we can go back to investing in our retirement

* What did you do well? I invested in myself, saved money in my retirement plan and the savings plan for my nephew * What did you not do well? Save the amount of money I wanted for myself, I lived my best life in 2022 which cost me a ton of money (but I don't regret it because I really enjoyed my last summer before starting to work full-time) * Anything you're planning on changing for 2023? Save more money so that I'll be able to buy an apartment in a few years