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    3. Alternatives
    The best alternatives to Valha are Alpaca, Blume.fi, and SmartCredit.io. If these 3 options don't work for you, we've listed a few more alternatives below.
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    Best alternatives to Valha
    • Alpaca helps you to trade stocks, options & crypto with algorithms, connect with apps, and build investing services with an easy-to-use API. We support over 25k+ active developers and 150+ global investing app partners. 🦙❤️
    • Blume enables users to earn guaranteed interest rates on their favorite DeFi protocols. Blume provides an API that allows protocols to easily turn their existing offerings into fixed-term deposits with guaranteed interest rates.
    • SmartCredit.io is an AI-driven self-custodial neobank with 20'000 crypto users. Services: - Fixed-term, fixed-interest-rate collateralized loans - Personal Fixed Income Funds - Effective use of Collateral via the Positions Monitoring System - AI-driven predictive Crypto Fraud Score - via https://chainaware.ai - AI-driven Crypto Trust Score - for crypto lenders via https://chainaware.ai - AI-driven Transaction Monitoring for crypto service providers - via https://chainaware.ai - Fiat on-off-ramp
    • DimeFi lets you earn DeFi-powered stable high yield at 12% APY with the simple push of a button. Interests are compounded and paid daily, and you start earning with a minimum of $5. Learn more at https://dimefi.com