It's amazing more people aren't on this APP. They only charge a processing fee when you add money to you account(As does every online sports book) then you can bet with friend or the public at zero VIG / fee. If you go 50/50 gambling after you add money you could bet forever. You always lose with the Vig because it's 100 bucks to win 90. With Kutt it's 100 to win 100!