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The best alternatives to Cogni are Decentro, Plaid, and Finnt. If these 3 options don't work for you, we've listed over 10 alternatives below.
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Best alternatives to Cogni
  • Decentro is a fintech infrastructure platform for India & Singapore, offering multiple modules, such as KYC, Payments & Credit. We are an RBI-authorised online payment aggregator that powers over 800 companies, including Newtap Finance, CashE, Ninjacart, MoneyTap, AU Small Finance Bank, and more, helping them optimise their digital infrastructure.
  • The tools developers need to create easy and accessible experiences for their users. With just a few lines of code, users can connect to more than 12,000 financial institutions.
  • Students? Spend smarter with roommates, societies or family. Get money savvy with Finnt AI Personal Banker. Save at 4% APY, earn daily rewards and 3% cashback. International students? open accounts without SSN and get free incoming international wires.
  • NorthOne is a simple, fast, and beautiful business bank account. It takes under 3 minutes to open a NorthOne FDIC-insured business checking account and get access to fully mobile ACH, wires, check deposits, and access to >300,000 fee-free ATMs nationwide.
  • Revolutionary interest-free banking is now your companion in the digital world. You will save the time previously wasted on waiting lines. You will safely manage your savings. Soon you will be able to get your private banking service!
  • Bankiom is kind of Expedia for your money Track all your money Send money like texting Grow your wealth like a pro in a fun way Your mission if you choose to accept it is to catch our bugs & provide your feedback Let’s change the world one account at a time!
  • Internet Banking. Designed for now.
  • Atmos Financial helps you or your company spend & save while your money funds solar energy. Zero fees, big-bank-beating interest, and a precise map of where your money is funding solar loans. Industry leading mobile & web apps make sure you always have access to your money at home or on the go. Atmos offers: - Personal Checking Accounts - Personal Savings Accounts - Personal Solar Loans - Joint Checking Accounts - Joint Savings Accounts - Commercial Savings Accounts - Commercial Solar Loans
  • OyaPAY is a digital wallet payment platform. We enable fast and secure cross-border payments, with or without a bank account.
  • A first-of-its-kind "financial accountability" website that automatically notifies friends and family whenever you break your spending limits for a certain category (e.g. clothing). In particular, it hopes to help those with shopping and gambling addictions.
  • We provide users with bank accounts in both their country of residence as well as their country of origin for their personal and business banking needs.
  • With ANNA, you get a business account and debit card, as well as invoicing and tax reminders. For freelancers, small businesses, and creative types. Our certified UK accountants help sort your income and expenses, prepare your tax return ready to send to HMRC