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![Jonathan Stein](https://ph-avatars.imgix.net/110267/original.jpeg?auto=compress&codec=mozjpeg&cs=strip&auto=format&w=48&h=48&fit=crop)
Savings and checking platform with 2.69% APY, card has no account fees, no minimum balance and no overdraft charges. Everyday—FDIC insured.
Up to $1 million† on Savings and up to $250,000 on Checking.
![Betterment Everyday: 2.69% APY](https://ph-files.imgix.net/b4f6f76c-2c8b-457f-9873-190af1161b96.png?auto=compress&codec=mozjpeg&cs=strip&auto=format&w=48&h=48&fit=crop)
Betterment Everyday: 2.69% APY
Savings and checking platform, FDIC insured, zero fees
![Jonathan Stein](https://ph-avatars.imgix.net/110267/original.jpeg?auto=compress&codec=mozjpeg&cs=strip&auto=format&w=48&h=48&fit=crop)
![Smart People Should Build Things - Jon Stein, Founder & CEO of Betterment](https://ph-files.imgix.net/97b26410-a2fa-46ad-81f0-85f8ff3cd60f.jpeg?auto=compress&codec=mozjpeg&cs=strip&auto=format&w=48&h=48&fit=crop)
Smart People Should Build Things - Jon Stein, Founder & CEO of Betterment
Technology to transform our relationship with our finances
![Jonathan Stein](https://ph-avatars.imgix.net/110267/original.jpeg?auto=compress&codec=mozjpeg&cs=strip&auto=format&w=48&h=48&fit=crop)
![Betterment](https://ph-files.imgix.net/41f096aa-40a4-4941-83e4-c47afe522453.jpeg?auto=compress&codec=mozjpeg&cs=strip&auto=format&w=48&h=48&fit=crop)
Betterment
We manage your investments so you don't have to.