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Donald Mitchell
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based on the typical $35/occurrence...
if you have more than 3 overdraft fees from the past 12 months, this service is highly recommended. i was skeptical about it at first, but figured i'd just sign up just in case.
i am SO happy i did.
I had a slew of overdraft charges on a forgotten account- I'm talking about 35 in the course of 3 months...
anyways- about 5 weeks after signing up, i get...

Cushion
Your bank & credit card fees, refunded