I am a happy user with more than 20 transfers! I would never think a few small details can influence my approach to crypto so much.
I literally never have to think about "tokens", "chains", "gas fees", when I just need to transfer money. Yes, when I deploy smart-contract on Ethereum, it makes sense to save 10-20% on gas fees, but when I am transferring 20$ to my friend on Polygon...
Leto.xyz is Plaid for blockchain – abstracts away underlying implementation, and only gives you what you are trying to do.