This is how I use sweep. I have my checking (where I get paid) and my savings (where I invest money regularly into Robinhood). Whenever the balance goes over in moves into my savings and I know on the 30th I can take the savings amount and transfer it into Robinhood to invest right away.
Great for young professionals starting a savings plan.
This is a really cool product. It's great because I spend less time worrying and stressing about my finances; everything is automated. Gotta move money to my savings? Nope, Astra's done it already. Need to pay an account once a month? Oh, look, Astra is taking care of it. I also love the goals and need them to ensure I can make it to Greece next summer. Astra for the astronomical savings.
No issues so far and they just need to get it on Android so I can use it on my personal phone too!
I love this app since it helps me save money and time. No more need to login into different banking apps