@brianmwang thank you Brian! that's great, starting to invest early is always better than not at all. I wouldn't compare us directly to your current platform, because Wealthsimple provides more of a hands-on, personalized service to intelligently manage your money. we have expert financial advisors that you can speak with at a moment's notice. our team can help you plan your important wealth milestones, and answer your questions on-demand. maybe you're buying a new house or planning a family — we're here to support and advise on issues like taxes. relative to similar advisory services, we charge about half the cost for award-winning service. some examples of the human, personalized approach that sets us apart: If you're able to invest more than $100,000 with Wealthsimple, then you’re eligible for our brand new tier of service: Wealthsimple Black. And if you care about the impact your investments make on the world, we offer options for Socially Responsible Investing: https://www.wealthsimple.com/en-...

@ajaymehta Love the offering of human advisors! VIP lounge access is pretty sweet too ;) I'm sure you already know this, but Betterment is introducing human advisors as well, though the threshold for unlimited consultations is $250k. And I don't think they offer VIP lounge access yet :D

@ajaymehta What makes this different than Betterment?

@cliffdailey hi Cliff, check out my answer to Andrew Harlow below on this if you get a chance!

@darynakulya thank you for the kind words, and very glad to hear you're happy with our Canadian service! along with now being available to clients in all 50 US states, we have also launched support for America-specific tax-sheltered savings accounts: IRAs and Roth IRAs. recently, we've also debuted a new premium service called Wealthsimple Black for clients that have more than $100k invested with us (the airport lounges are my favorite part). here's more info in a blog post from this morning: https://www.wealthsimple.com/en-...

@i_am_brennan thank you, Brennan! our team will be very happy to hear this.

@leozakour unfortunately, not yet, but we would love to support Germany! please sign up and you can join the "wait list" for Germany — we will notify you as soon as there's more news to share.

@alexadelman thank you, Alex! one of our goals is to streamline the process of creating an investment account (like a Roth IRA) as much as humanly possible. the faster you can create an account, the sooner you can start investing. and we don't like paperwork :)

@misbahspeaks thank you Misbah! I initially responded thinking you meant Seattle, but on second look you might mean Southeast Asia? so sorry about that. we'd love to get there someday, but right now we have a "waiting list" on the site with no immediate plans. please sign up with your desired country, and we will notify you if it's on the horizon!

@charleyma thank you Charley! look forward to hearing your thoughts on the experience. please reach out if you have any questions!

@mkatchen when are you launching in France?

@bvirlet @mkatchen currently we have no immediate plans, but we'd love to get to France. if you sign up and note that you're based in France, we'll save you to a waiting list and notify you as soon as more information is available.

@andrew_harlow hi Andrew! thanks for the question. great you are investing. I included some answers to Brian Wang below, so don't want to repeat myself too much if you want to read that response. but the short answer is that we provide high-touch, personalized service with access expert financial advisors. that customer experience is why we won the 2016 Webby for "Best Financial Services website," and leads us to offer things like Wealthsimple Black and options for Socially Responsible Investing (SRI) portfolios. with respect to your current platform, I wouldn't compare us to the baseline offering but would instead compare to "premium." except with Wealthsimple, there are no account minimums to get started and management fees are 0.4% for clients with over $100k invested.