p/truebill-budget-bill-tracker
Take control of your money.
Hiten Shah

Truebill — Find your paid subscriptions and cancel with one click

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Truebill is a powerful platform that monitors all of your subscription payments, so you monitor your spending and cancel old, useless subs in minutes.

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Ben Tossell
Some familiar feedback with Trim was the fact that subscription people ARE happy paying for kept popping up. @idris is this something that can be filtered on Truebill?
Yahya Mokhtarzada
@bentossell @idris Hi Ben, while we'll report on all subscriptions we've built specific functionality around monitoring to catch increases, double bills, or being billed for things you thought you'd cancel. Ultimately we want to manage the full lifecycle of the subscription for you - including pausing or adjusting your plan, not just canceling. Thanks!
Hiten Shah
A tool for anyone. If you've got subscriptions with recurring payments, Truebill will help you manage and cancel them. I don't see a reason why people won't love this! Sign up and save money.
Andrew Becker
@hnshah Good call this one is solid! Every bank should offer text messages when they see a new subscription.
Jake Mor
@yahyamokh how are my bank credentials being stored on your servers? Why aren't you using oauth2? Something doesn't feel right about this...
Idris Mokhtarzada
@jakemor I'm glad you asked! We never store your bank credentials. We integrate with Plaid's API to get the transactions from your bank. You can read about Plaid's security here: https://plaid.com/security Also, we have a read-only API into your accounts, so we can't transfer money out, etc.
Brian Jordan
@idris @jakemor hmm, I'd feel a lot more comfortable inputting my information if it was at least an iframe from Plaid, the bank/paypal, oauth, etc. When it comes down to it, the form is sending data to truebill.com. If it weren't for this being endorsed by a few folks on here I would be too wary to try it out. That said, looks awesome and super useful.
Ouriel Ohayon
Very well done. this is exactly what i wanted from Trim: a rich user interface. not just text via sms. i have to admit i had in mind to build something like that :)
Nick Frost
I've already signed up and connected a bank & card. It's found many of my paid subscriptions, which I'll be going through and refining. I actually posted a question on Quora looking for this kind of tool a few weeks ago. https://www.quora.com/What-are-t... I've added Truebill to the list. Thanks!
Idris Mokhtarzada
@thinker thanks for the encouragement! A lot of people are looking for this, and even more people don't realize they need it yet. So much time and money is wasted trying (and failing) to keep up with all these paid subscriptions.
Jake Wetton
Love it, except i can only use it with PayPal... any idea on when you might introduce more UK Banks? i might just swap to Barclays!
Yahya Mokhtarzada
@graphicartwork Believe me, we wish we could support more UK institutions. It's definitely in the works!
Marius Masalar
Didn't seem to like my credentials up in Canada, even though I see my bank. PayPal didn't work either. Is it the Product Hunt rush or are Canadian bank accounts just not supported yet?
Idris Mokhtarzada
@mostlymarius Quite a few people seem to be having issues with PayPal today, so that may be the Product hunt rush. As for Canada, we're working with our provider to get more solid international support.
Marius Masalar
@idris No problem, I'll check back in a few days and see if I manage to get through! Seems like an excellent service.
Mike Coutermarsh
I've been using this & it's really great. I recently switched gyms, so I clicked the cancel button on my old gym. They called them & and took care of canceling it for me. For free. 😀
Tim Yu
There's been a number of subscription management services popping up recently - @yahyamokh, whats your vision for Truebill a few years from now, and whats your secret sauce? Awesome product btw, excited to see the accuracy improve over time :)
Yahya Mokhtarzada
@tim061693 Hi Tim, thanks for the feedback! We think finding and canceling subscriptions is a great way to build a product that people love and that helps save money, but there's definitely more to our vision than that. Essentially, subscriptions are becoming a bigger and bigger part of our everyday life - and the average person is shifting more of their spending to subscriptions. Even large companies are now shifting entirely to a subscription model - i.e. Microsoft Office is now available only as a subscription. This is great for consumers, it's convenient and can also be cheaper, but it also becomes a problem trying to keep track of and manage 15 different subscriptions. So we see that as our mission, to manage the full lifecycle of subscriptions - from discovery to enrollment to personalization to management to cancellation. We think subscriptions can be a great tool to simplify your life - if you have a simple solution to manage them.
Samir Doshi
@yahyamokh @tim061693 Agreed - with the world of SaaS growing like crazy - I could see this as a great enterprise grade tool as well.
Chakkaradeep
Great job on the sign up and accounts add experience. Worked great just in my iPhone. Any plans to release a mobile app?
Yahya Mokhtarzada
@chakkaradeep This is definitely on the roadmap for 2016
Yahya Mokhtarzada
Hi Everyone, I'm one of the cofounders of Truebill. We've been working hard for the last few months to make Truebill the best platform to find, track and manage your subscriptions - give it a try and we'd love to hear your feedback. Thanks!
Bryna Corcoran
@yahyamokh You should partner up with NerdWallet!! I could see this being a super useful tool within their ecosystem.
Yahya Mokhtarzada
@brynatweets We actually spoke to them a few months ago when we had just started building. May be time to reconnect :-)
Justin Mitchell
@yahyamokh How do I link PayPal if I don't do it during the initial onboarding? I've been looking for a product like this for a long time now. I currently have my assistant log into my accounts every few months and manually find recurring subscriptions for me to review
Yahya Mokhtarzada
@itsthisjustin Hi Justin. In the top menu click "Add Linked Account" then click "view more" at the bottom of the modal. Then type Paypal into the search box and it will come up. We're working on making this more streamlined. Hopefully your assistant will appreciate Truebill then :-)
Pulkit Agrawal
@yahyamokh this service seems cool, but i'm a little worried that it's free.. how will you charge / make money (eventually)? and how are you using the data that you collect?
Juergen Hoebarth
Wondering about your Guys Business Model, are you selling in exchange for the free service my Financial Data to Adservices or any other 3rd Party ?
Yahya Mokhtarzada
@juergenhoebarth Hi Juergen, we never sell or share your data. Right now we actually don't make revenue, but in the future we hope we can make money through personalized recommendations.
Elke Fleing
This service sounds great - but I can't add my creditcard and the Truebill system is working for a loooong time on connecting my Paypal Account. Don't work with German Banks oder Mastercard already?
Idris Mokhtarzada
@elkefleing Hi Elke, unfortunately we don't have great international support yet, and international Paypal accounts have been giving us some trouble recently as well. We'll be sure to let you know when we are able to support more European banks.
Randall Bennett
I'm just a little skeptical of a service like this.... given you guys have funding and are on the "normal startup" path, how do you make money? Do you sell my data? What's going on here?
Yahya Mokhtarzada
@randallb Hi Randall. The idea is that in the future we'll be able to recommend services to you - like "hey you might enjoy Spotify". Spotify would then pay us a referral fee if you decide to sign up.
Brad Flora
@yahyamokh @randallb "If you like Netflix, you'll love Amazon Prime Video" etc etc.
Alex Mitchell
@bradflora @yahyamokh @randallb "If you hate Comcast/Xfinity, you might slightly hate Fios less :)" (personal experience)
Michael Wills
@yahyamokh @randallb I was wondering this same thing and this does help clear it up. This is Mint's model as well so it makes sense. I don't know what other users would think about this but assuming * you're saving money for me * and this makes me happy :) * you are tracking subscription categories like mobile phone, internet service, etc. * I cancel a service _and switch to a new similar service_ I'd be open to you asking me why I switched, especially if it's a quick poll via email with optional detailed response. And if * enough users are answering why they switched * you have those analytics * you see an unusual amount of switching with similar reasons for switching or a surge in users switching to/from similar services * _I_ use a service that is being "abandoned" :) * I would be interested to know those trends and where they are going Or perhaps this is already in the pipeline… :) The signup needs to accept `.name` domains for email though. :( [edit]Sorry I don't see a way to contact your tech crew via the site since I can't sign up. So it looks like maybe just the regex for the email address TLD needs to be a bit more relaxed. :)
Yahya Mokhtarzada
@my_chiguai @randallb Right, also one other thing we can do, a lot of times when you cancel a subscription the company will make a special offer - i.e. "we'll give you 3 months free if you stay". We can roll out this feature and charge subscription companies to access it (but you'll still be able to cancel with just a click).
Alex Mitchell
Great to see this on PH! Really valuable service that has already saved me money (iTunes bill for extra storage that I didn't need). Killer team, excited to see how @idris and @yahyamokh continue to develop this product.
Samir Doshi
This is a genius idea --- seems like there are more and more one off digital tools out there - I wonder if a company like Mint.com could buy this technology so that as users we don't have to manage all these small pockets of SaaS services individually.
Alex J Mathews
In addition to a great founding team, it's a super intuitive, easy to use product. TrueBill immediately found a monthly DropBox subscription I had hooked up to a CC I was not using and had set to auto pay the bill -- so that's $120/yr in savings within 20 minutes of signing up -- thanks guys!! Most people I've talked to always do this manually (it's something Mint et al never cracked) and it's a huge pain. Keep up the good work!
Ray Wu
@amathewz I found that Amazon Audible to be the same, ~$120.
Adeel Raza
Been using Truebill for a couple of weeks. Super useful! Found a few subscriptions I wasn't aware of and was able to cancel those easily. Great work @idris and @yahyamokh!
Ben Thompson
I've never actually seen in one spot how many recurring things I pay for—SaaS products, subscriptions. Eye opening experience for both personal and business accounts. Killer product @yahyamokh and @idris can't wait to see where you guys take it
Kevin Chiu
@yahyamokh do you guys offer the ability to quickly update a bank card on your website and have it get updated on all of the associated websites that it is attached to for subscription/recurring payments? ex: best use case is when your bank sends you a new card because fraud is detected
Yahya Mokhtarzada
@kvn_chiu Definitely on our roadmap.