Hi Product Hunt, We are super excited to introduce Ruby, an all-in-one financial platform for e-commerce businesses that includes access to banking, corporate cards, accounting, analytics, automated 3PL and logistics reimbursements, automated chargeback resolution and more. 💎Background Before building Ruby, we spent a few years building and operating several e-commerce businesses together. We first launched Ruby after discovering how fragmented our financial data was and how much time we were wasting managing our finances while running our own businesses. With our financial data scattered between several different platforms and providers, we resorted to a mess of excel sheets to keep track of everything. Like many other e-commerce businesses, we also discovered that as we scaled, we were losing thousands on chargebacks that we didn’t have the time to fight effectively. We were even more surprised to see that we had been overcharged thousands in fees on our 3PL, which we only discovered after scouring through a pile of reports. Worrying about all this lost revenue and wasting time sorting through our finances only added to the already difficult job of operating an ecommerce business. 💎Ruby’s Mission Our goal has always been to help businesses operate more efficiently by giving them all the tools they need to optimize their business and manage their financial operations efficiently. Ruby’s tools give even the smallest e-commerce business access to tools they can use to keep their finances in check as they grow. With our full suite of products, businesses can now expand their toolkit to get a birds-eye view of their business, and save even more time and money with our newest tools. Some businesses can potentially add 1-3% of their GMV back to their bottom line, resulting in tens of thousands saved. 💎Top features ⚡Seamless access to banking: corporate cards, expense management, accounts payable, and invoice management all in one. ⚡Automated Reimbursements: audit and recover hidden and erroneous marketplace, shipping, and 3PL fees automatically ⚡Automated Chargeback Resolution: connect your commerce platforms in a few simple steps, and let Ruby automatically detect and resolve chargebacks ⚡Real-time Analytics & Accounting: get visibility into revenue, sales, refunds and more, along with robust accounting that learns from your spending patterns and automatically categorizes your transactions and e-commerce data Sign up today to get started! Thank you to @mwseibel for hunting us!

This looks fantastic, @skabir8! I've been looking for a comprehensive solution to streamline financial management for my e-commerce business, and Ruby seems to check all the boxes. The automated reimbursements and chargeback resolution features are especially appealing. It's clear that you guys understand the nuances of running an e-commerce business, having come from that background yourselves. Can't wait to see how much time and money I can save using Ruby! Upvoted!

The integration of corporate cards with real-time analytics is fantastic. Ruby is going to simplify our financial processes 🙌

Really love the design and the concept - excited to check it out more

Ruby is a de facto solution for e-commerce business who wants to manage their financial operatios at scale. Founders are seasoned operators and husslers.

If you're running a big op, it's definitely worth looking into Ruby. However, I'm not sure if this could be used for startups. Is there any future or current plans to release a card as well for startup founders? BTW - congrats on the launch @skabir8 🤠

This is so cool, and the UI is stunning too, kudos to the designer

Congrats on the launch team! Ruby is such an amazing product - been happy customers for a long time now!

Ya'll ship so fast!!! incredible progress and congrats on the launch!! i know from friends it can be so confusing/daunting to run an ecommerce business. awesome stuff!

Ruby is a game changer for enhancing personal productivity and organization! 📅✨ Its elegant design and powerful features make it easier to stay on top of tasks and manage daily routines. Excited to see how Ruby will help users achieve more and bring clarity to their workflows! 🚀👏

This sounds like a game-changer for e-commerce businesses! Having all these financial tools in one platform will definitely streamline operations and make managing finances much easier. Can't wait to try it out!

Congrats to the Ruby team for their new financial operating system! Ruby seems like a robust solution for e-commerce, with excellent banking and chargeback protection features. The analytics and insights are particularly valuable. But I would really love it if you consider adding a user-friendly dashboard for easier navigation and reporting.

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Congrats on the launch, @skabir8! Ruby's all-in-one approach to financial management for e-commerce businesses is impressive. The automated chargeback resolution and real-time analytics features are particularly intriguing. How does Ruby handle data security, especially with sensitive financial information? Looking forward to exploring this platform further!

Congratulations @skabir8 @jordan_yaqoob @miguel_acero on this exciting launch! Question for discussion: how do you position Ruby vs. Brex, Mercury, Ramp, et al?

Congrats! Does Ruby integrate with popular e-commerce platforms like Shopify and WooCommerce?

Hey Shariar, Could you share some insights on how this process works and what kind of success rate businesses might expect? I'm curious about the analytics capabilities. Does Ruby offer any predictive features to help with inventory management or sales forecasting? Congrats on the launch!

Super inclusive! I feel like this goes so far beyond what options like Shopify really have for the market at the moment. Maybe Stripe is the closest? But they don't have the same suite as you do. Really cool, well done!!

Ruby sounds like a game-changer for e-commerce businesses! The integration of banking, expense management, and chargeback resolution into one platform is brilliant. It's clear you and your team put a lot of thought into solving common pain points. This could truly streamline financial operations and help recover lost revenue. Excited to see how it evolves! Big thanks to @mwseibel for the hunt and shoutout to @skabir8 for bringing this innovative solution to life! Upvoted!

Love how clean and simple the interface looks, and how comprehensive the features are in Ruby! I can tell this stemmed from solving your own problem first. A great product for e-commerce. Some of these features vendor reimbursement and chargeback management can literally make or break a business. Congrats on launching @skabir8 and team!