A great idea in theory, but might be even more powerful if they built minimal tools themselves, instead of letting everyone make their own. Simple or GoBank already have 'light weight' accounts, and they are real banks which I'd trust more, but their tools are really minimal too. If these guys could provide an interface into 10s of thousands of small US banks, that would be pretty kickass. p.s. Shameless plug for the https://Emburse.com guys for anyone who wants programmable credit-cards. It's less risk and huge value-add for the business.

Rad. I've always wanted the ability to create virtual cards for everything online to mitigate fraud or even just to maintain control... But other services that offer this are all kind of sketchy. Excited to hear about other creative use cases that developers enable.

Very cool and very useful for products that move money using wire transfers or ACH. I know Silicon Valley Bank has this on the roadmap and Vitesse and Bunq already offer it, but good to see an API-first player in this space. Looking forward to see updates!

Interesting stuff. How do you onboard users though? What are the requirements to create an account?

I thought product hunt didn't allow landing pages from being hunted. This doesn't seem fair to a lot of makers who hunted their landing pages in the past.

Can I put an infinite loop on my money with an i++? 😂 Jokes apart, I signed up and looks like there's a waiting list? @louwhopley

Where is this going to be available?

This is crazy smart, do you have an article explaining why you've built that? Looking forward to playing with it!

Very interesting idea. Can't wait to test it.

Is it a credit card? What is the availability areas - world wide or only specific to some country?

How is this different than Privacy?

I have been looking for something like this. right now there is no easy way to know how much spendable money you have in a checking account when you use checks and people don't cash them for a while. I created an app that mimics a check book where you have to enter every transaction including ones that haven't gone through yet, but without a way to link the transactions to the actual bank account it is a pain to figure out if you missed one.

Oooh ... reject purchases at Amazon after I've hit my monthly budget :)

Really interesting. Considering setup fees, regulation, KYC, AML, etc, etc., is not cheap, why did you decide to go so niche? This is retail only as well? -Fellow fintech friend

Would love this combined with IFTTT-like simplicity.

Great to see a local Cape Town startup crushing the number 1 spot 🇿🇦

Will you guys be using a prepaid mastercard ? Very interesting product :)

We'll soon hear "I've lost all my money due to a bug in my code" stories

Consider waitlisted.co for you waitlist :)

Will physical cards also be available?