Hello, Product Hunt! At Digit we’ve been helping people save money for a long time. We’re trying to make financial health effortless for everyone, and today we’re announcing the thing we think will help us achieve that mission. Introducing Direct, our newest product that we’re calling the bank account with a brain. We’ve been working on this for well over a year now, and we’re excited to share it with you. It’s a bank account that uses the intelligence of Digit to budget, save, and invest for you. 💳 Budgeting - With every deposit, Digit moves money to a bills account for upcoming expenses. You can spend the money in your Spending account, because money has already been budgeted for bills. 💵 Saving - After your bills are taken into consideration, Digit starts saving money for a rainy day. You can add as many savings goals as you want (big or small) and Digit will save for them so you don’t have to. 📈 Investing - Choose conservative, moderate, or aggressive, and we’ll automatically move money into a diversified portfolio. Same goes for retirement - you can easily contribute with Digit. This video talks a little more about how it works: And you can join the waitlist here: https://waitlist.digit.co