Awesome to see this live, @amanda_peyton. I love how flexible Braid is for different social structures (couples, families, organizations, clubs, etc.). What's the most weird or unexpected use case so far with Braid?

Hey everyone! Excited to share Braid with you all today and get your feedback. Thanks to Erik for hunting us! Right now it's really easy to send money, but still hard to share it. Sharing money can be painful, especially for ongoing expenses with roommates, family members, significant others, etc. Most people use a combination of Excel, Splitwise and Venmo/Cash App/Zelle. We realized that what we really wanted instead was a group account, and that’s what we’ve been building. Braid is a group account that eliminates the need to track expenses after-the-fact (no more spreadsheets). The only product for this currently is a joint bank account, but that’s not ideal for a bunch of reasons. We tried to make it as easy as possible to create a group, invite people, add money and spend it together. Braid groups have chat, too. That way you can talk about money and spend together, right in the same place. You can set permissions to specify who can spend the money and how, and use the unique account/routing numbers and virtual cards to pay for shared expenses. Some usage we've seen so far from early users: -Couples using it as a lightweight joint account -Roommates using it as a house account -Sharing money with family members as a way to help/support everyday expenses -Divorced co-parents who share childcare expenses -Social envelope budgeting The product is totally free. U.S. only for now. You can download the app for iOS or Android and get started quickly. For the Product Hunt community, we’re also offering 1:1 onboarding. Someone from our team will give you a tour of the app, and walk you through our sign-up process. If you’re interested in that, sign up here: https://getbraid.typeform.com/to... We'd love for you to check it out and tell us what you think. I'll be here answering questions, or you can email me directly: ap@braid.co. -Amanda Links ============ -App Store: https://apple.co/33sUaNf -Play Store: https://play.google.com/store/ap... -Website: https://braid.co -Our Twitter: https://twitter.com/braid_app (it’s brand-new!) -Medium post: https://medium.com/@ap_8218/shar...

Congrats Amanda and Todd and team for the launch! A couple questions to kick off the convo: 1/ When did you develop conviction that this was what you wanted to spend the next decade building? What was that journey? 2/ (Without sharing too much...) What can users expect in terms of what's to come in the future?

So excited for this launch! Congratulations, guys. As you know, I love the product. One question I've always had: why hasn't a viable solution emerged to date? A product of sleepy development at incumbents that are weighed down by other business lines?

Love the fact that this provides a fast and easy alternative for couples instead of having to set up a shared account. Have you guys been able to review what the most common use cases are for this solution so far? I can imagine that it’s ideal for roommates, families and couples but I am wondering whether there are any other obvious use cases which I am missing?

Congrats, @amanda_peyton & Todd & team! The rebrand looks awesome – My husband and I use it as a super lightweight joint account. Been loving it so far. Yay! Excited for the official launch!!

Braid has been quite useful during the pandemic to ensure my mom had money for all the last minute doctor, groceries, and gas trips. It reduces a lot of friction that was there with other products. Thanks @amanda_peyton

The rebrand looks great @amanda_peyton!

I've be using this product for the last few months and love it. It's made managing money between me and my girlfriend and me and my roommate so much easier. A must try!

the card is clutch

Love the concept. After reading some of the comments, have some friends who could use this (real estate, household spending, etc.), will share! Awesome work @amanda_peyton

The Braid team is building everything that Venmo Groups should have been and so much more. @amanda_peyton and team are building a long needed solution for virtual group accounts and payments to/from group accounts.

Beautiful & intuitive interface, the perfect solution for when you want to share expenses but not a bank account. (Braid, in particular, fills the niche for me & my live-in partner where we have a shared credit account but don't want a shared checking account. Great for travel expenses and cash living expenses like paying our cleaning lady.)

upvotes for the video music.

Excited for you Amanda and team!

Love that Braid is out in the wild @amanda_peyton !

Braid has been amazing for summer share expenses, thanks @amanda_peyton and team!!

Facilitating payments with caregivers has been huge for me -- both for my kids and my 105-yr-old great aunt, who still lives in her Brooklyn apartment, but still needs quite a bit of support. With shelter-in-place and health concerns for her specifically, Braid has been a huge help. Has anyone else tried Braid for this use case? Highly recommend.

Congrats @amanda_peyton! Found the case of people paying rent to their landlords very interesting! Maybe will be even more interesting to see in co-living spaces

I've been using Braid for a while and love its flexibility. Congrats Amanda and team!