After Pay — Shop now, take it home now. Pay later.

I don’t see a valuable point in this. It simply mimics a credit card, in a time were we should avoid both impulse purchasing and over spending. Actually, I can’t wait for cryptocoins to spread thinner onto the market, so that we may finally reduce debt exploitation. No sense in this. Old.

A lot of retailers offer this in Australia. I imagine Afterpay takes a % upfront and guarantees cashflow at POS. I see it as encouraging the same behaviour as a credit card however where you purchase above your means. Not for me.

Doesn’t PayPal already offer a pay later feature?

The Netherlands also has some kind of afterpay, but I don't see why I should use it though.

Interesting concept. Wonder If other big players like Stripe offer this feature.